Yes, we are all dumb little men. Can't help it. Just look at the state of the economy right now and you will have to agree. We all have been hookwinked into thinking that whatever decision those experts tell us, it is the correct one. Yet, we get financial meltdowns, corporate corruption and international financal crisis happening everyday. So what happened to all those great advise which those experts are supposed to give our governments? They don't work? Or they do work, just that it only works for a few individuals. And you are still listening to what these people have to say? No wonder we are called Dumb Little Men. You should try this website and have a look at their practical advise - free from any profiteering bias. You will get sound advise on how to save money, what to invest him, how to improve your productivity, personal development tips and so on, aka you learn something useful to be used in real life on this site. isn't that just great?