Wow, interesting....I didn't know that even if you have a poor or bad credit rating, you are still able to apply for more credit cards. That is America's consumerism for you. Letting people in debt get into bigger and bigger debts. Sure it is partly the person's fault, but this is liking to giving drugs to drug addicts. Anyway, this site is not all bad. It does provide you with information on the types of credit cards available and what you should look out for. So for example, if you are someone who usually overspends and more often than not, default on your regular payments, look for a credit card which has a low interest rate. It is kind of surpising to see that there are indeed a lot of different types of credit cards out there. It even sorts by banks and type. I don't want to say this, but we are all slave to the plastic (and banks) now.